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What Is An Insurance Card?
If you are one of the several million Americans who have enrolled in a new health plan through the health insurance marketplace, you will receive, along with other insurance documents, a health...
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Where Can I Get Care?
With the passage and implementation of the Affordable Care Act (ACA), millions of newly insured Americans can now afford routine health care. If you are among the previously uninsured who have skipped...
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How Do I Use My Health Insurance?
If, like many Americans, you have been uninsured for several years and just recently obtained coverage under the Affordable Care Act (ACA), you may need a little course in how to navigate the...
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How Do I Choose A Doctor?
If you have never established yourself as a patient with a primary care physician, or your current doctor is retiring, you will be in the market for a new one. It will take a little research–and...
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Can My Health Insurance Cover My Unmarried Partner?
The short answer to this question is to check with your insurance company directly. Some insurance companies allow for policies to be extended to unmarried partners, regardless of whether the...
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Obamacare: What Every Small Business Owner Needs To Know
Change, even when positive, can create confusion and anxiety. Just ask any small business owner trying to figure out the Affordable Care Act. The Act, also called Obamacare, refers to mandated health...
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Do I Lose My Health Insurance If I Am Laid Off Or Fired?
If your health insurance is provided by your employer as a part of your total compensation package, you will lose this coverage if you are laid off, fired or voluntarily choose to leave your job. The...
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How Does My Health Insurance Work At The Hospital?
The Affordable Care Act (ACA) requires that all health insurance policies cover 10 essential benefits. These essential benefits include coverage for care at a hospital, whether it is emergency...
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How Do I Use My Health Insurance When I Visit A Doctor?
If, like many Americans, you have been without health insurance, and just recently enrolled in a health plan as required by the Affordable Care Act (ACA), you will need to select a doctor to coordinate...
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What Is The Difference Between Co-Insurance And Co-Payments?
Co-insurance and co-payments are different forms of cost sharing. You are sharing the cost of your health care with your health insurance company. In addition to co-payments and co-insurance, most...
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What Is The Difference Between An HMO And A PPO?
The October 2013 launch of the health insurance marketplace found many Americans scrolling through lists of health plans, puzzling over industry-specific terms, trying to decide which plan to choose....
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NC Health Insurance Sign-Ups Higher Than Predicted
RALEIGH, N.C. (AP) — North Carolina health insurance consumers continued to enroll at a steady clip for private coverage sold on a federally run marketplace, a new report released Tuesday said. With a...
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Can I Pay For Contacts Or Glasses With My Health Insurance?
Routine adult vision care and prescription eyeglasses are not one of the essential benefits required under the Affordable Care act (ACA). The law does require eye care coverage for children (those...
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Are Prescription Drugs Covered Under My Health Insurance?
Health insurance policies offered through the state insurance exchanges, most job-based health plans, and public plans such as Medicaid and TRICARE include coverage for prescription medications. Most...
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What Should I Do If My Insurer Denies A Claim?
You pay your health insurance premiums on time. You use doctors and health care facilities listed in your health plan’s network. Yet your insurance company denies your claim. Can you fight this? Yes,...
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Does My Health Insurance Cover Substance Abuse Treatment?
Medical care for substance abuse, also referred to as substance use disorder, is one of the essential benefits health plans must provide to comply with provisions of the Affordable Care Act (ACA)....
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Does My Health Insurance Cover Mental Illness Care?
Does your health insurance cover care for mental illness? For the majority of Americans, the answer is yes. Health plans purchased through the health insurance marketplace must cover 10 essential...
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Can I Pay For A Dentist With My Health Insurance?
Under the Affordable Care Act (ACA), dental coverage is treated differently for adults and children. Routine dental care for adults is not one of the essential health benefits required for a plan to be...
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Who Can I Contact With Problems About My Insurer?
You receive a medical bill for services you believe should be covered under your health plan. Your insurer won’t pre-authorize a procedure. Your doctor is dropped from your insurance company’s...
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Does My Health Insurance Work Outside Of The United States?
Most health plans do not cover medical services outside of the United States. While many health plans, both job-based and those offered in the health insurance marketplace, do provide some coverage for...
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