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5 Ways To Buy Health Insurance Without A Government Exchange
The heart of the Affordable Care Act (ACA), the Health Insurance Marketplace, opened on October 1, and offers Americans a new way to purchase health insurance, but it is not the only way. Many...
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Fewer Than 600 In SC Secured Health Coverage
COLUMBIA, S.C. (AP) — Federal officials say 572 South Carolinians managed to secure health insurance through the problem-plagued federal website in its first month. They were among 26,794 people...
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Three Glaring Changes Needed To Fix Obamacare
Written by Gillian Burdett via Examiner.com At a November 14 White house press briefing, President Obama acknowledged that “the roll out has been rough so far.” He was referring to the October 1 launch...
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NC’s Largest Insurer Asks For Hefty Rate Hikes To Keep Canceled Policies
CHAPEL HILL, N.C. (AP) — North Carolina’s largest health insurer said Tuesday it is asking for rate increases of between 16 percent and 24 percent to renew policies that would have been canceled for...
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Insurance Agency Offers Guidance On Dropped Plans
COLUMBIA, S.C. (AP) — South Carolinians who lost their health policies under the federal health care law will soon learn whether they can keep their plan for another year after all. The state Insurance...
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Congressmen Hear From NC Opponents Of Health Law
GASTONIA, N.C. (AP) — Opponents of the federal health care overhaul testified here Friday before congressional Republicans, a hearing that the law’s supporters called a political stunt. About 200...
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Obamacare Key Dates In 2014
The Affordable Care Act (ACA) was signed into law March 2010. Over the ensuing three years, various provisions of the law have gone into effect. The newly created health insurance marketplaces opened...
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Dozen Insurers Will No Longer Write Health Policies In SC Due To Obamacare
COLUMBIA, S.C. (AP) — A dozen insurers will no longer write health policies in South Carolina, impacting more than 30,000 people, according to the state Insurance Department. Agency spokeswoman Ann...
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Election Watch: Will Obamacare Hurt Democrats In 2014?
A botched website launch, a you-can-keep-your-plan promise that didn’t quite pan out, fears of increasing premiums, decreasing choices, job cuts, death panels – these Obamacare memes make it hard to be...
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Obamacare Could Cost SC County Millions To Cover Volunteer Firefighters
LANCASTER COUNTY, S.C. (CBS Charlotte) — Obamacare could cost one South Carolina county millions of dollars if they are forced to offer coverage to volunteer firefighters. Under President Barack...
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House GOP Targets NC Dem Despite His Staunch Opposition To Obamacare
WASHINGTON (AP) — Listen carefully when Republicans say they can blame almost every House Democrat for the flaws of the health care overhaul. Rep. Mike McIntyre, D-N.C., is the exception. He’s never...
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Reversal On ACA Cancellations Gets Mixed Response
RALEIGH, N.C. (AP) — A month after President Barack Obama announced people could keep insurance policies slated for cancellation under the federal health overhaul, the reversal has gotten a mixed...
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State AG’s Ask White House For Obamacare Meeting With Sebelius
COLUMBIA, S.C. (AP) — Attorneys general from South Carolina and Florida want the White House to facilitate a meeting with Health and Human Services Secretary Kathleen Sebelius over their concerns about...
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Gov. Haley: ‘We Will Continue To Fight Obamacare Every Step Of The Way’
COLUMBIA, S.C. (AP) — South Carolina Gov. Nikki Haley’s State of the State address has forecast what voters will hear on the campaign trail as the Republican leader seeks a second term. In her address...
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What Is An Insurance Card?
If you are one of the several million Americans who have enrolled in a new health plan through the health insurance marketplace, you will receive, along with other insurance documents, a health...
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Where Can I Get Care?
With the passage and implementation of the Affordable Care Act (ACA), millions of newly insured Americans can now afford routine health care. If you are among the previously uninsured who have skipped...
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How Do I Use My Health Insurance?
If, like many Americans, you have been uninsured for several years and just recently obtained coverage under the Affordable Care Act (ACA), you may need a little course in how to navigate the...
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How Do I Choose A Doctor?
If you have never established yourself as a patient with a primary care physician, or your current doctor is retiring, you will be in the market for a new one. It will take a little research–and...
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Can My Health Insurance Cover My Unmarried Partner?
The short answer to this question is to check with your insurance company directly. Some insurance companies allow for policies to be extended to unmarried partners, regardless of whether the...
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Obamacare: What Every Small Business Owner Needs To Know
Change, even when positive, can create confusion and anxiety. Just ask any small business owner trying to figure out the Affordable Care Act. The Act, also called Obamacare, refers to mandated health...
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Do I Lose My Health Insurance If I Am Laid Off Or Fired?
If your health insurance is provided by your employer as a part of your total compensation package, you will lose this coverage if you are laid off, fired or voluntarily choose to leave your job. The...
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How Does My Health Insurance Work At The Hospital?
The Affordable Care Act (ACA) requires that all health insurance policies cover 10 essential benefits. These essential benefits include coverage for care at a hospital, whether it is emergency...
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How Do I Use My Health Insurance When I Visit A Doctor?
If, like many Americans, you have been without health insurance, and just recently enrolled in a health plan as required by the Affordable Care Act (ACA), you will need to select a doctor to coordinate...
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What Is The Difference Between Co-Insurance And Co-Payments?
Co-insurance and co-payments are different forms of cost sharing. You are sharing the cost of your health care with your health insurance company. In addition to co-payments and co-insurance, most...
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What Is The Difference Between An HMO And A PPO?
The October 2013 launch of the health insurance marketplace found many Americans scrolling through lists of health plans, puzzling over industry-specific terms, trying to decide which plan to choose....
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NC Health Insurance Sign-Ups Higher Than Predicted
RALEIGH, N.C. (AP) — North Carolina health insurance consumers continued to enroll at a steady clip for private coverage sold on a federally run marketplace, a new report released Tuesday said. With a...
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Can I Pay For Contacts Or Glasses With My Health Insurance?
Routine adult vision care and prescription eyeglasses are not one of the essential benefits required under the Affordable Care act (ACA). The law does require eye care coverage for children (those...
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Are Prescription Drugs Covered Under My Health Insurance?
Health insurance policies offered through the state insurance exchanges, most job-based health plans, and public plans such as Medicaid and TRICARE include coverage for prescription medications. Most...
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What Should I Do If My Insurer Denies A Claim?
You pay your health insurance premiums on time. You use doctors and health care facilities listed in your health plan’s network. Yet your insurance company denies your claim. Can you fight this? Yes,...
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Does My Health Insurance Cover Substance Abuse Treatment?
Medical care for substance abuse, also referred to as substance use disorder, is one of the essential benefits health plans must provide to comply with provisions of the Affordable Care Act (ACA)....
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Does My Health Insurance Cover Mental Illness Care?
Does your health insurance cover care for mental illness? For the majority of Americans, the answer is yes. Health plans purchased through the health insurance marketplace must cover 10 essential...
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Can I Pay For A Dentist With My Health Insurance?
Under the Affordable Care Act (ACA), dental coverage is treated differently for adults and children. Routine dental care for adults is not one of the essential health benefits required for a plan to be...
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Who Can I Contact With Problems About My Insurer?
You receive a medical bill for services you believe should be covered under your health plan. Your insurer won’t pre-authorize a procedure. Your doctor is dropped from your insurance company’s...
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Does My Health Insurance Work Outside Of The United States?
Most health plans do not cover medical services outside of the United States. While many health plans, both job-based and those offered in the health insurance marketplace, do provide some coverage for...
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Can My Health Insurance Cover My Spouse?
The availability of coverage for your spouse depends on your specific health plan. Some policies allow you to add a spouse to existing coverage at certain times like when there is a life qualifying...
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Can My Health Insurance Cover My Children?
The availability of coverage for your children depends on your health plan. You may have a plan that covers only you, or your plan may be a family plan, which would allow you to add your children to...
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Obamacare Hotline Voice Recording Says Messages Will Be Returned After April 1
COLUMBIA, S.C. (AP) — With uninsured South Carolinians facing a deadline of midnight Monday for signing up for health care coverage, enrollment counselors reported a surge of people seeking their help....
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Senate Democrats Try To Pull Focus From Obamacare As Midterm Elections Near
RALEIGH, N.C. (AP) — North Carolina Democratic Sen. Kay Hagan has her Republican opponent right where she wants him geographically — and, therefore, politically. Thom Tillis is stuck at the state...
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Veterans See VA Scandal As Key In Congress Races
FAYETTEVILLE, N.C. (AP) — Late summer means back to school, so the leather waiting room chairs at the community college veterans center are full of former service members seeking help with course...
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What Has The Affordable Care Act Accomplished A Year Later?
The next Open Enrollment for the Affordable Care Act (also known as “Obamacare”) will begin on November 15, 2014. But with almost a year under its belt, has the Affordable Care Act impact as many...
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